/* ==========================================================================
   Contract Filling Australia — styles.css
   Design system: navy #1F3A5F / #33619C, accent orange #E0592A
   Mobile-first. Breakpoints: 768px, 1080px.
   ========================================================================== */

:root {
  --navy-900: #16283F;
  --navy-800: #1F3A5F;
  --navy-700: #2A4C77;
  --navy-600: #33619C;
  --navy-100: #DCE5F0;
  --navy-050: #EFF3F8;
  --orange-600: #B04518;
  --orange-500: #B34715;  /* buttons: 5.5:1 with white */
  --orange-bright: #F5A784;  /* text on navy: 7.6:1 */
  --orange-100: #FBE3D8;
  --ink: #1E2530;
  --ink-soft: #47515E;
  --ink-mute: #6B7482;
  --paper: #FFFFFF;
  --paper-warm: #F7F5F1;
  --line: #D9DEE6;
  --green-ok: #1B6E4A;

  --radius: 10px;
  --radius-sm: 6px;
  --shadow-sm: 0 1px 3px rgba(22, 40, 63, 0.10);
  --shadow-md: 0 6px 20px rgba(22, 40, 63, 0.14);
  --shadow-lg: 0 14px 40px rgba(22, 40, 63, 0.20);
  --wrap: 1160px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
}

img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4 {
  line-height: 1.2;
  color: var(--navy-800);
  margin: 0 0 0.6em;
  font-weight: 700;
  letter-spacing: -0.01em;
}
h1 { font-size: clamp(1.9rem, 4.5vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3.2vw, 2.15rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.4rem); }
h4 { font-size: 1.05rem; }

p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }

a { color: var(--navy-600); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--orange-600); }

ul, ol { padding-left: 1.25em; }
li { margin-bottom: 0.4em; }

strong { color: var(--navy-900); }

/* ---------- Layout primitives ---------- */
.wrap { max-width: var(--wrap); margin-inline: auto; padding-inline: 1.25rem; }
.section { padding-block: 3.5rem; }
.section--tight { padding-block: 2.25rem; }
.section--warm { background: var(--paper-warm); }
.section--navy { background: var(--navy-800); color: var(--navy-100); }
.section--navy h2, .section--navy h3 { color: #fff; }

.section-head { max-width: 720px; margin-bottom: 2rem; }
.section-head--center { margin-inline: auto; text-align: center; }

.kicker {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--orange-600);
  margin-bottom: 0.75rem;
}
.section--navy .kicker { color: var(--orange-bright); }

.lead { font-size: clamp(1.05rem, 1.8vw, 1.25rem); color: var(--ink-soft); }
.section--navy .lead { color: var(--navy-100); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 0.8em 1.6em;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.98rem;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background 0.18s ease, color 0.18s ease, border-color 0.18s ease;
}
.btn--primary { background: var(--orange-500); color: #fff; }
.btn--primary:hover { background: var(--orange-600); color: #fff; }
.btn--ghost { border-color: #fff; color: #fff; }
.btn--ghost:hover { background: #fff; color: var(--navy-800); }
.btn--outline { border-color: var(--navy-600); color: var(--navy-600); }
.btn--outline:hover { background: var(--navy-600); color: #fff; }

/* ---------- Skip link ---------- */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy-800);
  color: #fff;
  padding: 0.6rem 1rem;
  z-index: 200;
  border-radius: 0 0 var(--radius-sm) 0;
}
.skip-link:focus { left: 0; }

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--paper);
  border-bottom: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
}

.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 68px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
}
.brand__mark { flex: 0 0 auto; }
.brand__name {
  font-weight: 800;
  font-size: 1.05rem;
  color: var(--navy-800);
  line-height: 1.15;
}
.brand__name small {
  display: block;
  font-weight: 600;
  font-size: 0.68rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--orange-600);
}

/* Mobile nav (JS toggle) */
.nav-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: none;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 0.5rem 0.75rem;
  font: inherit;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--navy-800);
  cursor: pointer;
}
.nav-toggle__bars { position: relative; width: 20px; height: 14px; display: inline-block; }
.nav-toggle__bars span {
  position: absolute; left: 0; width: 100%; height: 2px;
  background: var(--navy-800); border-radius: 2px; transition: transform 0.2s ease, opacity 0.2s ease;
}
.nav-toggle__bars span:nth-child(1) { top: 0; }
.nav-toggle__bars span:nth-child(2) { top: 6px; }
.nav-toggle__bars span:nth-child(3) { top: 12px; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bars span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

.site-nav { display: none; }
.site-nav.is-open { display: block; }

.site-nav ul { list-style: none; margin: 0; padding: 0; }
.site-nav__list {
  border-top: 1px solid var(--line);
  padding-block: 0.5rem;
}
.site-nav__list > li { border-bottom: 1px solid var(--line); }
.site-nav__list a, .site-nav__list button {
  display: block;
  width: 100%;
  text-align: left;
  padding: 0.8rem 0.25rem;
  font: inherit;
  font-weight: 600;
  color: var(--ink);
  text-decoration: none;
  background: none;
  border: none;
  cursor: pointer;
}
.site-nav__list a:hover, .site-nav__list a:focus,
.site-nav__list button:hover, .site-nav__list button:focus { color: var(--orange-600); }

.submenu-toggle { display: flex; justify-content: space-between; align-items: center; }
.submenu-toggle::after {
  content: "+";
  font-weight: 700;
  color: var(--orange-600);
}
.submenu-toggle[aria-expanded="true"]::after { content: "−"; }

.site-nav .submenu {
  display: none;
  padding: 0 0 0.6rem;
  margin: 0;
  list-style: none;
}
.site-nav .submenu.is-open { display: block; }
.site-nav .submenu a {
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--ink-soft);
  padding: 0.5rem 0 0.5rem 1rem;
}

.site-nav .btn { margin: 0.75rem 0; }

/* ---------- Hero ---------- */
.hero { position: relative; color: #fff; overflow: hidden; }
.hero__media { position: relative; min-height: 480px; display: flex; align-items: flex-end; }
.hero__img {
  position: absolute; inset: 0; width: 100%; height: 100%;
  object-fit: cover; z-index: 0;
}
.hero__img img { width: 100%; height: 100%; object-fit: cover; }
.hero__scrim {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(95deg, rgba(22,40,63,0.82) 0%, rgba(22,40,63,0.48) 45%, rgba(22,40,63,0.06) 100%);
}
.hero__inner { position: relative; z-index: 2; padding-block: 4rem; max-width: 660px; }
.hero h1 { color: #fff; }
.hero .lead { color: #E4EAF3; }
.hero__badges { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-bottom: 1.25rem; }
.hero__badge {
  backdrop-filter: blur(6px);
  display: inline-flex; align-items: center; gap: 0.4rem;
  font-size: 0.78rem; font-weight: 700; letter-spacing: 0.06em;
  padding: 0.35rem 0.75rem; border-radius: 999px;
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: #fff;
}
.hero__cta { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 1.5rem; }

/* Sub-page hero (shorter) */
.hero--sub .hero__media { min-height: 320px; }
.hero--sub .hero__inner { padding-block: 2.75rem; }

/* Breadcrumb */
.breadcrumb {
  font-size: 0.85rem;
  color: var(--ink-mute);
  padding-block: 0.9rem;
}
.breadcrumb ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 0.35rem; }
.breadcrumb li { margin: 0; }
.breadcrumb li + li::before { content: "/"; margin-right: 0.35rem; color: var(--line); }
.breadcrumb a { color: var(--ink-soft); }

/* ---------- Stats band ---------- */
.stats-band { background: var(--navy-900); color: #fff; padding-block: 2rem; }
.stats-band__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  text-align: center;
}
.stat__value {
  font-size: clamp(1.7rem, 3.4vw, 2.4rem);
  font-weight: 800;
  color: var(--orange-bright);
  line-height: 1.1;
}
.stat__label { font-size: 0.9rem; color: var(--navy-100); font-weight: 600; }

/* ---------- Cards ---------- */
.cards-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

.card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.18s ease, transform 0.18s ease;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card__media { aspect-ratio: 16 / 9; overflow: hidden; background: var(--navy-050); }
.card__media img { width: 100%; height: 100%; object-fit: cover; }
.card__body { padding: 1.25rem; display: flex; flex-direction: column; gap: 0.5rem; flex: 1; }
.card__body h3 { margin: 0; }
.card__body p { color: var(--ink-soft); font-size: 0.97rem; }
.card__link {
  margin-top: auto;
  font-weight: 700;
  color: var(--orange-600);
  text-decoration: none;
}
.card__link::after { content: " →"; }
.card__link:hover { text-decoration: underline; }

/* Small icon-ish card (markets) */
.card--flat:hover { transform: none; }
.card--flat .card__body { padding: 1.35rem; }
.card__tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy-600);
  background: var(--navy-050);
  border-radius: 999px;
  padding: 0.25rem 0.7rem;
}

/* ---------- Process timeline ---------- */
.process { counter-reset: step; }
.process__item {
  counter-increment: step;
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 1rem;
  padding-block: 1.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}
.process__item:last-child { border-bottom: none; }
.process__num {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--orange-500);
  color: #fff;
  font-weight: 800;
  font-size: 1.3rem;
  display: flex; align-items: center; justify-content: center;
}
.process__num::before { content: counter(step); }
.process__item h3 { color: #fff; margin-bottom: 0.3em; font-size: 1.1rem; }
.process__item p { color: var(--navy-100); font-size: 0.96rem; }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); }
table.cap-table { width: 100%; border-collapse: collapse; background: var(--paper); font-size: 0.95rem; }
.cap-table caption {
  text-align: left;
  font-weight: 700;
  color: var(--navy-800);
  padding: 0.9rem 1rem;
  background: var(--navy-050);
  border-bottom: 1px solid var(--line);
}
.cap-table th, .cap-table td { text-align: left; padding: 0.75rem 1rem; border-bottom: 1px solid var(--line); vertical-align: top; }
.cap-table thead th { background: var(--navy-800); color: #fff; font-size: 0.85rem; letter-spacing: 0.04em; }
.cap-table tbody tr:last-child th, .cap-table tbody tr:last-child td { border-bottom: none; }
.cap-table tbody tr:nth-child(even) { background: var(--paper-warm); }

/* ---------- Feature split (image + text) ---------- */
.split { display: grid; grid-template-columns: 1fr; gap: 1.75rem; align-items: center; }
.split__media { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-md); }
.split__media img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 16 / 10; }

/* ---------- Checklist ---------- */
.check-list { list-style: none; padding: 0; margin: 0 0 1.25rem; }
.check-list li {
  position: relative;
  padding-left: 2rem;
  margin-bottom: 0.7rem;
}
.check-list li::before {
  content: "✓";
  position: absolute; left: 0; top: 0;
  width: 1.4rem; height: 1.4rem;
  background: var(--orange-100);
  color: var(--orange-600);
  border-radius: 50%;
  font-weight: 800;
  font-size: 0.85rem;
  display: flex; align-items: center; justify-content: center;
}

/* ---------- Compliance band ---------- */
.compliance {
  border-top: 4px solid var(--orange-500);
  background: var(--navy-050);
}
.compliance__grid {
  display: grid; grid-template-columns: 1fr; gap: 1.25rem;
}
.compliance__item {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
  box-shadow: var(--shadow-sm);
}
.compliance__item h3 { margin-bottom: 0.25em; font-size: 1.05rem; }
.compliance__item p { font-size: 0.93rem; color: var(--ink-soft); margin: 0; }
.compliance__abbr {
  display: inline-block;
  font-size: 0.72rem; font-weight: 800; letter-spacing: 0.12em;
  color: var(--orange-600);
  margin-bottom: 0.35rem;
}

/* ---------- Quote / contact form ---------- */
.form-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow-md);
}
.form-grid { display: grid; grid-template-columns: 1fr; gap: 1rem; }
.form-field { display: flex; flex-direction: column; gap: 0.35rem; }
.form-field label { font-weight: 700; font-size: 0.9rem; color: var(--navy-800); }
.form-field .req { color: var(--orange-600); }
.form-field input,
.form-field select,
.form-field textarea {
  font: inherit;
  padding: 0.65rem 0.75rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--paper);
  color: var(--ink);
  width: 100%;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: 3px solid var(--navy-600);
  outline-offset: 1px;
  border-color: var(--navy-600);
}
.form-field textarea { min-height: 140px; resize: vertical; }
.form-note { font-size: 0.85rem; color: var(--ink-mute); }

/* ---------- Contact details ---------- */
.contact-blocks { display: grid; gap: 1.25rem; }
.contact-block {
  padding: 1.25rem;
  border: 1px solid var(--line);
  border-left: 4px solid var(--orange-500);
  border-radius: var(--radius-sm);
  background: var(--paper-warm);
}
.contact-block h3 { margin-bottom: 0.2em; font-size: 1rem; }
.contact-block p { margin: 0; color: var(--ink-soft); }
.contact-block a { font-weight: 700; }

/* ---------- Page intro ---------- */
.page-intro p { max-width: 760px; }

/* ---------- CTA strip ---------- */
.cta-strip {
  background: linear-gradient(115deg, var(--navy-800), var(--navy-600));
  color: #fff;
  padding-block: 2.75rem;
}
.cta-strip__inner { display: grid; gap: 1.25rem; align-items: center; }
.cta-strip h2 { color: #fff; margin-bottom: 0.2em; }
.cta-strip p { color: var(--navy-100); margin: 0; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: var(--navy-100); font-size: 0.92rem; }
.site-footer a { color: var(--navy-100); }
.site-footer a:hover { color: var(--orange-500); }
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  padding-block: 3rem 2rem;
}
.site-footer h3 { color: #fff; font-size: 0.85rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 0.9em; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 0.55em; }
.footer-brand p { color: var(--navy-100); max-width: 34ch; }
.footer-group {
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-block: 1.25rem;
}
.footer-group p { margin-bottom: 0.5rem; font-weight: 700; color: #fff; }
.footer-group ul { display: flex; flex-wrap: wrap; gap: 0.4rem 1.25rem; }
.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-block: 1.25rem 2rem;
  display: flex; flex-wrap: wrap; gap: 0.5rem 1.5rem; justify-content: space-between;
  font-size: 0.85rem; color: var(--ink-mute);
}
.footer-legal a { color: var(--ink-mute); }

/* ---------- Utility ---------- */
.mt-0 { margin-top: 0; }
.mb-2 { margin-bottom: 1.25rem; }
.text-center { text-align: center; }
.sr-only {
  position: absolute; width: 1px; height: 1px;
  margin: -1px; padding: 0; border: 0;
  clip: rect(0 0 0 0); overflow: hidden; white-space: nowrap;
}

/* ==========================================================================
   Responsive — 768px
   ========================================================================== */
@media (min-width: 768px) {
  .section { padding-block: 4.5rem; }

  .stats-band__grid { grid-template-columns: repeat(2, 1fr); }

  .cards-grid--3 { grid-template-columns: repeat(2, 1fr); }
  .cards-grid--2 { grid-template-columns: repeat(2, 1fr); }

  .split { grid-template-columns: 1fr 1fr; gap: 2.5rem; }
  .split--rev .split__media { order: 2; }

  .form-grid { grid-template-columns: 1fr 1fr; }
  .form-grid .form-field--full { grid-column: 1 / -1; }

  .compliance__grid { grid-template-columns: repeat(3, 1fr); }

  .contact-blocks { grid-template-columns: repeat(3, 1fr); }

  .cta-strip__inner { grid-template-columns: 1fr auto; }

  .contact-layout { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 2.5rem; align-items: start; }

  .footer-grid { grid-template-columns: repeat(2, 1fr); }

  .process__item { grid-template-columns: 64px 1fr; gap: 1.5rem; }
  .process__num { width: 64px; height: 64px; font-size: 1.5rem; }
}

/* ==========================================================================
   Responsive — 1080px
   ========================================================================== */
@media (min-width: 1080px) {
  .wrap { padding-inline: 1.5rem; }

  /* Desktop nav */
  .nav-toggle { display: none; }

  .site-nav { display: block !important; }
  .site-nav__list {
    display: flex;
    align-items: center;
    gap: 0.25rem;
    border-top: none;
    padding-block: 0;
  }
  .site-nav__list > li { position: relative; border-bottom: none; }
  .site-nav__list > li > a,
  .site-nav__list > li > button {
    padding: 0.5rem 0.85rem;
    border-radius: var(--radius-sm);
    width: auto;
  }
  .site-nav__list > li > a:hover,
  .site-nav__list > li > button:hover { background: var(--navy-050); }

  .submenu-toggle::after { content: " ▾"; margin-left: 0.35rem; }
  .submenu-toggle[aria-expanded="true"]::after { content: " ▴"; }

  .site-nav .submenu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 260px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow-md);
    padding: 0.5rem;
    z-index: 50;
  }
  .site-nav .submenu.is-open { display: block; }
  .site-nav .submenu a { padding: 0.55rem 0.75rem; border-radius: var(--radius-sm); }
  .site-nav .submenu a:hover { background: var(--navy-050); color: var(--orange-600); }

  .site-nav .btn { margin: 0 0 0 0.75rem; }

  .stats-band__grid { grid-template-columns: repeat(4, 1fr); }

  .cards-grid--3 { grid-template-columns: repeat(3, 1fr); }

  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1.4fr; }

  .hero__inner { padding-block: 5.5rem; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}

/* contract-filling palette hooks */
:root {
  --brand-800: #1F3A5F; --brand-700: #2A4C77; --brand-600: #33619C;
  --brand-050: #EFF3F8; --accent: #E0592A; --accent-500: #E0592A; --accent-300: #F4A983;
  --brand-glow: rgba(31, 58, 95, 0.35);
}

/* ==========================================================================
   V2 POLISH LAYER — design uplift (type scale, rhythm, depth, mosaic, icons)
   ========================================================================== */

/* ---------- Type scale ---------- */
h1, .h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); letter-spacing: -0.02em; line-height: 1.1; font-weight: 800; }
.hero h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); letter-spacing: -0.02em; max-width: 18ch; }
.section-head h2, .prose h2 { font-size: clamp(1.75rem, 3.6vw, 2.5rem); letter-spacing: -0.015em; font-weight: 800; }
.lead { font-size: clamp(1.05rem, 1.6vw, 1.2rem); line-height: 1.6; }
body { font-size: 1.0625rem; }

/* ---------- Section rhythm ---------- */
.section { padding-block: 5rem; }
@media (min-width: 768px) { .section { padding-block: 6.5rem; } }

/* ---------- Buttons: pill + gradient + depth ---------- */
.btn {
  border-radius: 999px;
  font-weight: 700;
  letter-spacing: 0.01em;
  padding: 0.85rem 1.7rem;
  transition: transform 0.16s ease, box-shadow 0.16s ease, background 0.16s ease;
}
.btn--primary {
  background: linear-gradient(120deg, var(--brand-strong, var(--brand-800)), var(--brand-600));
  box-shadow: 0 6px 18px var(--brand-glow, rgba(27, 77, 62, 0.35));
}
.btn--primary:hover { transform: translateY(-2px); box-shadow: 0 10px 26px var(--brand-glow, rgba(27, 77, 62, 0.45)); }
.btn--ghost { border: 2px solid rgba(255,255,255,0.75); color: #fff; background: rgba(255,255,255,0.08); backdrop-filter: blur(3px); }
.btn--ghost:hover { background: rgba(255,255,255,0.2); }

/* ---------- Cards: depth + hover ---------- */
.card, .compliance__item, .value-card {
  border-radius: 14px;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 16px 38px rgba(15, 35, 28, 0.16); }
.card__media img { transition: transform 0.35s ease; }
.card:hover .card__media img { transform: scale(1.04); }

/* ---------- Mosaic: colour-blocked service cards ---------- */
.svc-card--solid {
  color: #fff;
  border: none;
  background: linear-gradient(150deg, var(--brand-800), var(--brand-600));
}
.svc-card--solid h3, .svc-card--solid .card__link { color: #fff; }
.svc-card--solid p { color: rgba(255,255,255,0.86); }
.svc-card--solid .card__link::after { content: " \2192"; }
.svc-card--accent {
  color: var(--brand-900, #10231c);
  border: none;
  background: linear-gradient(150deg, var(--accent-300, #F5D888), var(--accent-500, var(--accent)));
}
.icon-tile {
  width: 52px; height: 52px;
  border-radius: 13px;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--brand-050, rgba(255,255,255,0.16));
  color: var(--brand-700, #fff);
  margin-bottom: 0.9rem;
}
.icon-tile svg { width: 26px; height: 26px; }
.svc-card--solid .icon-tile { background: rgba(255,255,255,0.18); color: #fff; }

/* ---------- Stats band: bolder moment ---------- */
.stats-band, .stats-wrap { position: relative; }
.stats-band .stat__value { font-size: clamp(2rem, 4vw, 2.9rem); letter-spacing: -0.02em; }
.stats-band .stat__label { font-size: 0.95rem; }

/* ---------- Hero: layered chips over image ---------- */
.hero__media, .hero { min-height: 560px; }
.hero .hero__inner { padding-block: 5.5rem; max-width: 700px; }

/* ---------- Misc ---------- */
.kicker { font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; font-size: 0.82rem; }
.section-head { margin-bottom: 2.6rem; }
img { border-radius: 12px; }
.hero__img img, .card__media img, .split__media img, .hero-media img { border-radius: 0; }
@media (prefers-reduced-motion: reduce) {
  .btn--primary:hover, .card:hover, .card:hover .card__media img { transform: none; }
}

/* ---------- Prose reading layout: 2-col on desktop, measured line length, sticky scannable heads ---------- */
@media (min-width: 1080px) {
  .prose.split-prose {
    display: grid;
    grid-template-columns: minmax(0, 62ch) minmax(260px, 340px);
    gap: 3rem;
    align-items: start;
    max-width: none;
  }
  .prose.split-prose > figure { grid-column: 2; grid-row: 1 / span 3; position: sticky; top: 96px; }
  .prose.split-prose > p:first-of-type { font-size: 1.15rem; color: var(--ink-700); }
}
.prose.split-prose > p { max-width: 62ch; }
.prose.split-prose > h2 {
  padding-top: 0.4rem;
  border-top: 1px solid var(--line, #E2DCCE);
  margin-top: 2.2rem;
}
.prose.split-prose > h2:first-of-type { border-top: none; margin-top: 1.4rem; }